Advantages of Using a Specialized Health Insurance Broker
What can a specialized health insurance broker do?
The works… A to Z. Concierge level service for $0.
-Unbiased, honest, real life practical advice
-Intelligent, in-depth plan comparisons/shopping
-Verify doctors and hospitals
-Check how medications will be covered
-Apply for new coverage
-Service requests (claims, policy updates, add/delete dependents, etc.)
-Grievances and appeals
-Tips and tricks
-Doctor recommendations
You have specialists for everything in your life (CPA, attorney, realtor, banker, auto broker, etc). Add a trusted advisor to your health insurance portfolio at no cost.
No broker fees!
That’s right. We do not charge any broker fees. $0
We are compensated directly by the insurance companies and on the consumer end, you don’t pay any extra premiums (in other words, your rate is the same whether go direct or use a broker).
It’s a win-win situation for both the consumer and broker, plus you are supporting a local small business.
Single Point of Contact
As a consumer, you will have access to both the insurance carrier’s customer service team and also me, as your broker. Most clients find it far easier to deal with one person vs. telling their story time after time until they reach the right person at the insurance company. We are a single point of contact for all matters with access to specialized teams within each carrier which means one call to me is all it takes to start the process, isn’t that wonderful?
How come most brokers don’t handle health insurance anymore?
With the ACA, the health insurance industry has dramatically changed and included massive cuts to commissions. Most brokers don’t find it worth their time anymore, specially given the vast amount of specialized knowledge required to properly sell and service a health insurance policy. There has been an enormous exit of health insurance broker since 2014 and every day there are less and less experience brokers that are smart, diligent, and accountable for their actions.
Local Knowledge
As West LA residents, we are familiar with our local hospitals, doctors, and lifestyles. The majority of people usually prefer to take care of their healthcare matters near their home or office and not across town. With instant local knowledge, our conversations will flow like you’ve never experienced before with any other insurance representative at a remote location.
Extended Hours
Your work hours usually overlap the insurance company’s business hours, forcing you to take time at work or during your breaks to handle your insurance matters.
At Health Insurance SOS, we offer extended after-hours so you can talk in a relaxed environment and not feel rushed.
After hours support is available with advanced scheduling: Weekdays 6pm - 10pm | Weekends 10am - 5pm